Yearly Archives: 2008

Debit Card Liability Protection

I recently asked a representative from Visa‘s debit card division (site sponsor) several questions about my favorite alternative to the credit card – the debit card.  Here’s what the representative stated about debit cards and zero liability protection. Is there a difference between the protection for a debit card and a credit card? Despite the [...]

2008′s Best Of The Best – February

I want to thank those of you who have supported No Credit Needed during 2008. I thought it might be fun to take a look back at some of the most popular posts from the past twelve months – the best of the best. February 2008 – February 2:  My Favorite Books About Debt Reduction [...]

2008′s Best Of The Best – January

I want to thank those of you who have supported No Credit Needed during 2008. I thought it might be fun to take a look back at some of the most popular posts from the past twelve months – the best of the best. January 2008 – January 9:   Building A Better Budget With [...]

Retirement And Education Savings Goals

Here are my after-tax retirement and education savings goals for 2008/2009/2010. Contributions to Roth IRAs and ESAs can be made from December of one year until April of the next year. I have three children, and I have five months to fully-fund 2008 ESAs for each of them. I’m not sure if I’ll be able [...]