Saving Money, Top 10

Top 10 Ways To Save Money – Number 5 – Follow Through

Number 5 – Follow Through Okay.  You’ve finally decided to get your financial house in order.  You’ve worked through the numbers and sorted out your bills.  You’ve filled out your budget – and you and your spouse on the same page.  There’s just one more thing you need to do — Follow Through. How many times have you said that you were going to focus on debt reduction, only to put it off for “one more month”? How many times have you “thought” about creating a will or buying more life insurance? How many times have you “really meant to” fund a Roth IRA? How many times have you talked about saving for kids’ college, or a newer car, or…

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Debt Free, Debt Reduction, Motivation

10 Things That Will Happen On The Road Between Being In Debt And Being Debt Free

10.  When you start your journey, you will be pumped!  You will read books, listen to radio programs, subscribe to debt reduction blogs (hint, hint), and fill your mind with debt reduction strategies.  After years of ignoring your debt, you will have had enough.  With enthusiasm, you will create your own debt reduction plan.  You will be ready. 9.  As you move forward, you will learn to sacrifice.  By giving up wants and focusing on needs you will be amazed by how just how much wasteful spending you had been doing.  This will bum you out, just a bit, but you’ll be thrilled to see how much extra money you have.  In these early days, you will put every single…

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Saving Money, Top 10

Top 10 Ways To Save Money – Number 6 – Work Together

Number 6 – Work Together A good friend of mine owns a two-person pedal boat.  The last time I got in the boat, my nine year daughter and two of her friends hopped in the boat with me.  As you can imagine, I did most of the pedaling.  By the time we circled my friend’s pond and arrived back at the dock, I was exhausted. It can be tough trying to go it alone, feeling like you are the only one working to get out of debt and save money.  If you want to succeed, you have to develop a plan which allows you and your family members to work together. Talk With Your Spouse Let’s face it.  If you…

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