2007 was an amazing year for me, NCN, and my site, No Credit Needed. I thought that it would be fun to take a month-by-month tour through my favorite posts from the last year. If you are a new reader, I hope these posts will give your a sense of who I am, where I’ve come from, and where I’m trying to go. If you are a long-time reader, thank you for your support.

Here are a few of my favorite posts from November of 2007.

November 6 - My Dad Rocks And He Inspired This Post - My dad is my best friend and he’s also my biggest fan.  He rocks and he inspired this ‘look back’.

November 7 - Free Printable Grocery Store Price Book - This free, printable resource is a reader favorite.  I’ve been using a grocery price book for the past few years, and it really helps our family save money.

November 9 - What If You Make Maximum Retirement Contributions For The Next 20, 30, or 40 Years?  -  According to my blog stats, this is one of the top 10 most popular posts I’ve ever written.

November 16 - Understanding Effective Tax Rates

November 20 - Exactly How I Pay Off Debt Early - If you are ready to get out of debt, this post is a ‘must read’.  I encourage you to bookmark this post.

It’s April, and I’ve almost finished highlighting my favorite posts from 2007!

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Filed under: 2007 Review
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I’m not much of a mechanic.  I can do an oil change and I can keep tabs on tire pressure, but that’s about it.  Last night, while driving home, I noticed that my front-right headlamp had gone out.  Thankfully, the high-beams and the front-left lamp still worked.  This morning, I went to the local auto parts store and purchased two replacement bulbs.  I decided to go ahead and replace both low-beam lamps, the left and the right.

Changing the bulbs took about five minutes, once I figured out that all I had to do was depress a little white clip, pull out a wire, rotate the old bulb, pull it out, replace it with the new bulb, rotate the new bulb into place, and reattach the wire.

I used AutoZone’s product finder to find the replacement bulb.  They were having a sale on their XtraVision brand head lamps - two for $20 - so that’s what I purchased.  They offered some ‘blue’ versions of the same bulbs, but I’m not sure that I want blue headlamps.

Filed under: Random Thoughts
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I began blogging about my finances April 5, 2005.  As the third anniversary of No Credit Needed approaches, I thought I’d do a series of Reader Feedback Requests.  I’ll use the answers and comments for ideas for future posts.

Reader Feedback Request #1:  What are your personal finance strengths and weaknesses? -

My strengths - I’m good at creating plans (systems) for managing my finances.  I’m organized.  I can think long-term, I get my family involved, and I do a good job saving for retirement.

My weaknesses - I spend more than I should on unnecessary items, I need to learn more about investing, I’m overly-optimistic when it comes to setting goals and I still eat out way more than I should.

I’d love to read your comments - and if you are a blogger and you write about this topic, click my contact tab and let me know.

Filed under: Feedback
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