I am interested in how many of you have credit cards. I assume that most of you have them and that quite a few of you use them, but I recently meet three people who do not have and have never had a credit card. So, I thought I’d open up a reader poll and ask you:
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I have never met people who have no credit card (at least the one) but suppose that there are some and they have their own reasons, or perhaps even fears looking at people with mounting debts.