Monthly Archives: June, 2007
Managing My Finances Using Firefox, ING Direct, Online Bill Pay, And You Need A Budget
Here’s my system for managing my finances. Before the month begins: I create a monthly budget using the You Need A Budget spreadsheet-based software. First week of the month: My wife receives her paycheck on the last day of the month. I deposit her check into our local bank, withholding a month’s worth of cash [...]
Death Of A Cell Phone
Back in December, my wife and I used Verizon’s “New Every Two Program” to get new cell phones. Yesterday, while getting out of the car, I dropped my LG VX8300 and the inside screen was destroyed. I can still receive and make phone calls but I can’t send text messages, I can’t see who is [...]
Huge Carnival And Several NCN Network Updates
Get Rich Slowly has compiled a list of the 82 best personal finance articles from the past two years. No Credit Needed was lucky enough to be listed at the top of the list, so my site is getting a ton of traffic. (The posts were not “ranked”. My site just happens to be listed [...]
I’ve Maxed Out One Roth IRA For 2007!
In March I opened two Roth IRAs, one for myself and one for my wife. In April I ‘borrowed’ $5000 from my savings account so that I could fully-fund both Roth IRAs for fiscal year 2006. The total contribution for both accounts equaled $8000. Since April, I’ve been working to replace the $5000 that I [...]



