Network To Host Carnival And I’m Going On Vacation!

POSTED BY NCN on May 31 under Carnivals, Site Information

The No Credit Needed Network will host next week’s Carnival of Debt Reduction. Head over to the No Credit Needed Network for more information.
My family and I will be going on vacation, starting Friday. We are headed down to Saint Augustine Beach, Florida. We are staying in a condo that our friends [...]

The “Once A Month, Check It” Technique For Avoiding Expensive Repairs And Saving Money

POSTED BY NCN on May 30 under Frugality

Edit: I’ve received several emails and comments with suggestions for more “Once A Month, Check It” items. I’ll add those suggestions to the bottom of this post. If you have a suggestion, leave a comment and I’ll add it to the list. If you write a similar post, contact me and [...]

2007 Hurricane Preparedness Sales Tax Holiday Florida June 1 - 12

POSTED BY NCN on May 29 under Frugality, Resources, Taxes

Hurricane Season (June 1st - November 30th) starts Thursday. If you live in Florida, take advantage of the 2007 Hurricane Preparedness Sales Tax Holiday. From June 1 - 12, the following items (and more) will be available for purchase, sales tax-free:
Reusable Ice
Self-Powered Light Source
Battery-Powered Flashlights
Battery-Powered Lanterns
Gas-Powered Lanterns
Torches
Candles
Gas / Fuel Containers
Batteries (Including Rechargeable)
Cell Phone [...]

Annual Expenses: When Dividing By 12 Doesn’t Work

POSTED BY NCN on May 29 under Budget, Insurance, Money Management

My wife and I both have term life insurance policies.  My annual life insurance premium is due in November.  Her premium is due in December.  In a perfect world, I’d divide my annual premium by 12, place that amount in my checking account each month, and then pay the bill in full when due.  But, [...]

Like Doc And The DeLorean

POSTED BY NCN on May 28 under Family, Off Topic, Site Information

I’ve decided to go back to the future. I like the simple wordpress theme that I’ve been using for the past few days, but I missed my old-school bright green layout. I’ve changed a few things. (Please note the big, bad, green RSS Button! Click on it and you can subscribe [...]

10 Ideas For Creating A Better Budget

POSTED BY NCN on May 28 under Budget, Money Management

If you struggle to create an effective budget, consider the following ideas:
1. Be realistic. When estimating monthly expenses, consider typical monthly amounts. If you normally spend $300 on groceries, don’t write down “$200″ in your grocery category. Write down “$300″ and then aim for “$200″. Underestimating will get you in [...]

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