Monthly Archives: October 2006

The Joy Of Boredom

Now that I have my emergency fund saved and I am out of debt, my personal finance life has become very, very boring. And I LOVE it. Here’s my monthly financial “to do” list for November:

November 1: Deposit Paycheck 1

November 2: Pay phone, electric, cell phone, dish network, and auto insurance. Bills for the month taken care of. Total (estimated) time to pay bills via online bill pay? 2 minutes? 3 minutes? Something like that. Total (estimated) amount to pay? 400 – 600 dollars…

November 2: My wife and I then take our cash for monthly expenses like food, gas, groceries and other “needs and wants”. Total (estimated) amount? 500 or so apiece

November 8: Deposit Paycheck 2

November 9: Transfer most of paycheck to ING Direct Savings account. Amount? Varies, between 1000 and 1500, depending on anticipated miscellaneous expenses.

November 30: Pay daycare, daughter’s gymnastics, tithe.

That’s it. Simple, easy, boring.

I LOVE IT! Being debt free rules! Having an emergency fund rules! You should give both a try…

Continue Reading

Carnival of Debt Reduction

Welcome to this week’s Carnival of Debt Reduction.

Were in debt with an article about micro-payments.

Blunt Money: Great article about cutting up credit cards!

Free Money Finance with an article about the state of debt in America.

It’s Just Money with an article about payday loans.

Investor Trip with an article about moving debt balances from 15 to 0 percent cards.

Blogging Away Debt with a letter from a reader about getting out of debt.

Debt Free 4 Ever with an article about credit cards.

Wisdom From Wenchypoo’s Mental Wastebasket with an article about parents and kids and debt.

There you go. Those are the articles that were submitted that had something to do with debt reduction. There were a few more articles submitted, but they had little or nothing to do with debt reduction.

Continue Reading
Continue Reading