Money Management, Popular Posts

Big Goals Require A Bold Plan

It’s confession time.  For the past six months, I’ve been coasting.  After more than a decade of focusing on our personal finances, I took the gas of the pedal and relaxed a bit.  I spent rather freely, wandered away from our budget, and stopped writing.  It was fun (sorta), but the time has come to get refocused and rededicated.  The new year is coming fast and we want to be prepared and excited, not broke and unorganized. I have a plan for the next few weeks – a plan that will hopefully help us reach our financial goals for 2017 – and beyond.  I have outlined what I hope to accomplish, both with our finances and with my various web…

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My Favorite Pants Are On Sale!

I am a legit fan of the Lee Men’s Performance Series Extreme Comfort Khaki Pant.  I own 8 pairs of these awesome pants!  Here’s why I’m such a fan – These are the most comfortable pants I’ve every worn.  Period.  They are made of 98% cotton with 2% spandex.  This gives them just a bit of stretch – and makes them my favorite pants.  Seriously.  They’re so comfortable, I decided to write a blog post about them! These pants look great – and are perfect for daily wear.  I have pairs I wear to church – and pairs I wear when working around the house.  I can wear them to business meetings or kids’ ballgames. These pants hold their shape. …

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Paying Off Our Mortgage – Update With Chart July 2016

My wife and I are working to pay off our fixed-rate, conventional, fifteen-year mortgage. Our goal is to eliminate our mortgage debt in less than 10 years.  We purchased our home in February of 2010 – so we have a little over four years to reach our goal.  (Realistically, it looks like it might take us a total of 12 years – but we’re still trying!) I use a simple pie-chart to track our progress – and post our updates here at No Credit Needed. Having a visualization keeps us motivated!  Here’s a chart with details for our current progress –    The percentages above represent the amount of our mortgage we have paid – 38.15% – and the amount…

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