Frugality, Saving Money

24 Hours Of Saving Money

24 Hours of Saving Money:  This is an around-the-clock look at some of the financial decisions we make – and how those decisions affect our pocketbook, our family, and our future.  My wife and I have three kids, we live busy lives, and we are work hard.  Here’s a typical day for our family – broken down by how we…

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Mortgage

Paying Off Our Mortgage Progress With Chart November 2014

My family and I have lived in our current home for almost 5 years.  We are working hard – paying off our 15-year, conventional mortgage. I use a simple pie-chart to track our progress.  Having a visualization keeps us motivated and excited about the progress we are making. We purchased our home in February of 2010.  Hopefully, we’ll pay it…

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Credit, Debt Reduction

What To Do After You Pay Off That Credit Card

You have selected and begun to execute your plan for getting out of debt – and you have just paid off that first credit card debt. You are awesome! Paying off that first account is an important milestone.  There’s a tremendous feeling of satisfaction which accompanies the completion of any worthy goal.  Take a while to enjoy the success –…

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