Having read countless articles about personal finance and money management, I’ve come to the following conclusion. The best thing that I can do to insure that I have a sound financial future is to be a better boss – of myself. Allow me to explain. About four years ago, after spending almost 15 years working (with very little in savings…
Category: Motivation
The More Things Change, The More They Change
A little back-story for those new to No Credit Needed – Back in April of 2005, my wife and I decided to get serious and do something about our debt reduction. As part of our plan, I created this website to track our progess. After ten months of planning, working hard, sacrificing, dealing with setbacks, and learning from our mistakes,…
How To Stay On Track
Lets be honest: This whole debt reduction / saving money / getting our finances together thing can be difficult / boring / exhausting. Perhaps, there are some steps that we can take to stay (or get back on) track – even as we push through those difficult / boring / exhausting days. 1. Start with a solid game plan and…