Investing, Retirement

Learning More About My 403(b) Plan

I work for a tax-exempt organization so, instead of having a 401k, I have a 403(b). My retirement contributions are sent by my employer to the company that operates the 403(b), but the responsibility for allocating those contributions rests with me. I’m rather new to the “investing game” and I’m taking the time to research the various mutual funds available…

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Investing, Money Management

Some Thoughts About Saving Money

I’ve been thinking about why people fail to save money and fund retirement accounts, and I think that I’ve come up with something.  “Saving money” is complicated.  Think about it.  How many different types of “savings accounts” are there?  Off the top of my head, I can list several: Online Savings Accounts, Money Market Accounts, Local Bank Savings Account.  Now,…

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My One Individual Stock

I own one individual stock. I purchased 450 shares of CNXT a few months ago, and it is just sitting in my Tradeking account. I use Tradeking because they have no inactivity fees, and trades are just $4.95. This account is “separate” from the rest of my money, and I do not include it when I am figuring net worth…

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