Guide

No Credit Needed Debt Reduction Guide

No Credit Needed Debt Reduction Guide (Quick Start Edition) Click Here To View The NCN Debt Reduction Guide As A Free E-Book! Section One: Getting Started Section Two: Moving Beyond The Basics Section Three: Preparing For Freedom Section Four: Staying The Course Section Five: Planning For The Future No Credit Needed Debt Reduction Guide (Expanded Edition) Section One: Getting Started Illustrated Debt Snowball How To Get Out Of Debt: Step 1 How To Get Out Of Debt: Step 2 How To Get Out Of Debt: Step 3 How To Get Out Of Debt: Step 4 Section Two: Moving Beyond The Basics Make Multiple Debt Payments Each Month (Micro-Payments) Section Three: Preparing For Freedom Managing All Of My Accounts Without Losing…

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Guide

Debt Reduction Guide: Planning For The Future

No Credit Needed Debt Reduction Guide Section Five: Planning For The Future Budget For Future Purchases Now that you are debt free, put a plan into place so that you can stay that way. Create budget categories for future major purchases. I have categories labeled ‘automobile replacement’, ‘new furniture’, and ‘new electronics’ . Commit to paying cash (or using cash equivalents) for all future purchases. If you do choose to use a credit card, plan to pay it off, in full, each month. I would strongly urge you to live without a credit card, at least for a few months, until you have changed your old spending/borrowing/purchasing habits. Maximize Retirement And College Savings In Section Three, you began to investigate…

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Guide

Debt Reduction Guide: Staying The Course

No Credit Needed Debt Reduction Guide Section Four: Staying The Course Look For Opportunities To Earn Extra Income As you move forward, you’ll begin to get excited about getting out of debt. Now is the time to look for ways to supplement your income. Consider getting a part-time job. Look through your closets for items you can sell on eBay or Craigslist. Have a yard sale (or two). Take advantage of you talents and look for new ways to use them. Learn To Celebrate Your Victories When you pay off your first credit account, take some time to savor the moment. If you are married, schedule a special dinner with your spouse. You don’t have to spend money in order…

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