In an effort to better organize my financial documents, I’ve been going through a box of old bills. I was somewhat surprised to see just how many of those bills were from store-branded credit cards. I found old bills from Belk, JC Penney, and Sears. The bills were dated January 2003 – December 2004. As I was flipping through the…
Category: Debt Story
What I Like About Being Debt-Free
I was talking to a friend the other day, and he asked me, “What’s the big deal about being debt-free?”. Here is a summary of my answer: I do not have to worry about late-fees, penalties, interest charges, lost payments, universal default, or other “debt-related” issues. Instead of worrying about how to pay for items I purchased in the past,…
How I Plan To STAY Out Of Debt
If you are debt free (or you plan to be debt free) then you know the freedom of not having monthly debt payments. But, your goal isn’t just to GET debt free, your goal is to STAY debt free. Here’s my plan for living a debt-free life: (First, a word about retirement: I save for retirement in my 403b account.…