Cash, Credit

No Credit Cards Needed

Here’s my system for getting through life without using credit cards. Cash –I always have $200 cash on me.  I carry my cash in a money-clip. Debit Card –I always have a Debit Card on me.  I carry my Debit Card in my money-clip.  I wrap my cash around my Debit Card. Checkbook –I have a checkbook which I keep…

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Credit

Stop Feeling Guilty About Not Using Credit Cards

I talked to my Dad on the phone last night, and when I told him about my savings goals for 2007, he was dead silent for about 30 seconds and then he said, “Wow…”  He was stunned.  It was one of the coolest moments in my adult life.  My dad, whom I love dearly, then said, “Son, what you’ve been…

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Credit, Noted, Retirement

Front Page Of USA Today: Article Agrees With NCN?

Did you get a look at today’s front page of the USA Today? There’s an article about senior adults and their credit card debt. I’ll put a link at the bottom of this page, but I think that the following few sentences sum up the issue: Unmanageable debt is forcing some older people to delay retirement. It’s nudging others already…

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