Monday, No Credit Needed will host the 200th Carnival of Debt Reduction. If you are a blogger, click here submit a recently written debt reduction-related article before Sunday at 5:00 PM Eastern. As incentive to submit articles and promote the carnival, Mighty Bargain Hunter (the carnival’s creator) is giving away some pretty sweet prizes. Thank you in advance for your…
Author: NCN
The Savings Sweep – Today’s Quick Tip
Today’s Quick Tip – The Savings Sweep At the end of each pay cycle, right before I receive a paycheck, I’ll do a savings sweep. I take a peak at my monthly budget, notice any categories where I might have “left over” money, and sweep that money from my checking account into my savings account. Benefits of Today’s Tip –…
Breaking Bad Financial Habits – It’s Only
It’s only twenty dollars… It’s only three percent… It’s only for six months… It’s only – Is there a more powerful, desire-justifying phrase in the English language? How many times have I blown my budget, because I fell into the It’s only-trap? Seriously, even those of us who are trying to follow our budgets tend to spend more, in bits…