I am a big fan of micro-payments. If you are unfamiliar with the term, a little background information might help. Back in 2005, while working to pay off my debt, I decided to try a little experiment. Instead of sending just one payment to my credit card company each month, I started to send several. I called these small payments…
Author: NCN
Next Month Syndrome
There was a time when I was infected with a terrible condition – Next Month Syndrome When my credit card bill came in the mail, I would make a promise to myself – Next month, I’m going to do better. When I reached for my credit card to make ends meet, I would promise myself – Next month, I’m going…
Keeping A Close Eye On Those Medical Bills
I recently had to have a kidney stone removed. The hospital estimated the cost of the procedure, and offered me a 20% discount – if I paid my portion on the day of the procedure. I paid the estimated amount and had the procedure. Today, I received the actual explanation of benefits from my insurance company. I am happy to…