Back in February my wife and I purchased our first home. Our first payment was due April 1, and posted on April 10.   As of today, we have made 6 regular, scheduled monthly payments. We have also made 4 additional payments – payments which are applied directly towards the mortgage principal. We have a conventional 15-year mortgage and we want…
Author: NCN
How To Deal When You Set A Goal But Come Up Short
It’s hard to believe, but I’ve been blogging about debt reduction for more than 5 years. In all that time, there are two dates that really stick out for me: The first date is a fun date to remember – February 6, 2006 – the day that I paid off all of my debt, was one of the most awesome…
Building My DIY Homemade Rain Barrel
I have just finished building and installing my very first homemade DIY rain barrel. I’m super excited to have finished this project, which will provide for collection, storage, and supply of free water for my plants. Here are the details: The Materials – 1 – 55 gallon plastic barrel (free) 1 – tube of silicon ($3) 1 – roll of…