Emergency Fund

Emergency Fund: The Breakdown

If you read my last post, you will see a comment from Living Almost Large. This post was inspired by LAL’s comment… Emergency Fund: The Breakdown: How Much? $20,000 (16K w/ ING, 2K w/ Tradeking, 2K w/ Primary Checking) Why $20,000? Our monthly (necessity) spending = $3000.. 3K x 6 months = 18K. So, I wanted at least 18K to…

Continue Reading

Emergency Fund

The Power Of The Emergency Fund

Five days before Christmas, our clothes dryer died. I had a friend (who is an electrician) come look at it, and the motor is kaput. It would cost as much to fix the dryer as it would to replace it. But, this article is not about the dryer. This post is about peace. You see, I have an emergency fund:…

Continue Reading