My wife and I both have term life insurance policies. My annual life insurance premium is due in November. Her premium is due in December. In a perfect world, I’d divide my annual premium by 12, place that amount in my checking account each month, and then pay the bill in full when due. But, what do you do when…
Author: NCN
Like Doc And The DeLorean
I’ve decided to go back to the future. I like the simple wordpress theme that I’ve been using for the past few days, but I missed my old-school bright green layout. I’ve changed a few things. (Please note the big, bad, green RSS Button! Click on it and you can subscribe to No Credit Needed.) I’ve been very, very bust…
10 Ideas For Creating A Better Budget
If you are working to create an effective budget, consider the following: Be realistic. When estimating monthly projections, consider typical monthly amounts. Underestimating will get you in trouble and lead to frustration. Be patient. If you have never lived on a budget, it may take you (and your family) some time to adjust. Give yourself a break and spend the…