If you are trying to get out of credit card debt, you might want to think about giving your credit card company a call. Why? If you have a high interest rate, you can ask them to charge you a lower rate… If you have been charged a late fee, you can ask them to waive it… If you are…
Author: NCN
Leaving Checking Account Dormant For Two Weeks In Anticipation Of First Paycheck
Monday, I’ll deposit my first paycheck of 2008. One of my goals for 2008 is to track every dollar that I spend.  I haven’t used my checking account for two weeks, allowing for all checks that were written in 2007 to clear. After I deposit my paycheck, I can begin to track my spending, and I’ll know exactly how much…
Building A Better Budget With The New Baby On Board
As many of you know, my wife and I are expecting our third child, a little girl. She’s due in April. My wife is an educator, and once the baby is born, she plans to plans to stay home with the baby through the end of the school year. She’ll be away from school about 8 to 10 weeks, and…