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Author: NCN
Moving Debt Is Not The Same As Paying It Off
I’ve been thinking about the following for quite same time. When I tell people that I write about debt reduction – they inevitably tell me about their latest ‘get out of debt’ plan. Usually, those plans revolve around one of the following techniques. Unfortunately, most of these people never actually manage to reduce their debts. In fact, most of them…
My Four Year Old Son Receives His First “Credit Card”
My daughter and my son just received two Easter cards in the mail. As he was opening his, my son, age 4, pulls out a piece of plastic and says, “Look, Mommy, a credit card!”. My wife and I exchanged puzzled looks – and I started to chuckle. “Son, that’s a GIFT card, not a credit card.” My son is…