I like stuff – gadgets, gizmos, and thingamajigs. I also like saving money. So, I’ve created the $100-A-Day-Rule. For every $100 that I want to spend on the purchase of a new product, I must wait one day before I make the purchase. This creates a self-imposed ‘cooling-off’ period. If a new gadget costs $100, I have to wait one…
Author: NCN
Getting Rid Of The Old Blue Chair – A Look Back At How I Used To Manage My Finances
Nine years ago, I bought a blue chair-and-a-half. Yesterday, I hauled it away. As I was driving down the road, returning from the ‘dump-trash’ (that’s what my daughter calls the local collection facility) – I started thinking about the old blue chair. My wife and I purchased it on a whim. We lived in a small, two bedroom apartment, and…
Dissecting Our Deductibles – Renter’s Health Automobile Insurance
Each month, our health insurance premium is deducted from my wife’s paycheck. Every year, I pay our annual renter’s insurance premium. And, once every six months, I pay our automobile insurance premium. The premium is the amount charged, by and insurance company, for actual coverage. But, not only do we pay insurance premiums, we are also, in the event that…