Debt Reduction 101 – A Beginner’s Guide To Debt Reduction Calculate How Much Money You Have On Hand Checking Account:_______________ Savings Account:_______________ Wallet:_______________ Piggy Bank:_______________ Etc:_______________ (Exclude Retirement Accounts) Total On Hand:_______________ Establish An Emergency Fund Minimum Amount An emergency fund is your line of defense against the unplanned expenses of life. Many popular authors and commentators suggest a minimum…
Author: NCN
Top 10 Ways To Save Money – Number 3 – Avoid Paying Credit Card Interest
On February 6, 2006, I made the final debt reduction payment and finished paying off all of my debt. Since then, I’ve been living debt free. I do not make monthly payments to creditors. I do not pay interest to credit card companies. I am free to do what I want to do, when I want to do it, with…
Reader Poll – How Far Out Are You Planning?
I am not going to start this post with the words “Due to the recent economic downturn…” I am not going to start this post with the words “Due to the recent economic downturn…” I am not going to start this post with the words “Due to the recent economic downturn…” I have already written about my financial priorities and…