Frugality, Noted

The Financial Sky Is / Is Not Falling

According to ShopperTrak – the world’s foremost provider of shopper traffic counting information, technology and decision support software for businesses in the retail, gaming, hospitality and entertainment industries – Black Friday sales were up 3 percent this year over 2007. That’s right.  With all of the news coverage about bailouts, mortgage failures, bankruptcy filings, and financial devastation – Americans spent…

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Top 10

Top 10 Ways To Save Money – Number 2 – Live On A Budget

Let’s take ten minutes and create your new budget for December. Write down your expected monthly income.  (Use your take-home pay.) Write down your expected monthly expenses. Include everything – gasoline, groceries, rent, mortgage, insurance, food, clothing, gifts, miscellaneous, cell phones, credit card payments, etc.  Need help?  Look over your bank statements from the past couple of months.  These should…

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Family

Skipping The Long Lines And Shopping Online

I have decided to do the majority of my Christmas shopping online this year.  In fact, even though I like bargains, I am going to forgoe going to any stores on Black Friday.  I might, however, take a peak or two at Amazon’s Black Friday page and see what I can find for my family and friends. I would like…

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