My wife and I use a zero-based budget to manage our finances. At the beginning of each month we discuss upcoming expenses. The budget serves as our plan, allocating money for savings, spending, and debt reduction. Here’s how to create a zero based budget. 1. List This Month’s Income Paycheck A Paycheck B Other Income A Other Income B Other…
Author: NCN
10 Places To Look When Scrounging For Change
I have a pretty funny story about scrounging for change. Two years ago, right before Christmas, I gathered up all of the lose change in our house and headed to a local grocery store. My goal was to use the store’s Conistar machine and exchange my coins for an Amazon gift certificate. I’m not sure exactly how much change I…
My Car Has Been Repaired
A few months ago I hit a deer with my car. After a little internal-debate about whether to have the car repaired or trade it in for something newer, I decided to keep the car and have it repaired. I happy to report, the car has been repaired, and it looks great. I have a high deductible – $1000 –…