Are people falling in love with their debit cards? During the quarter ending December 31, 2008, people made $203 billion in purchases using their Visa credit cards. During that same period, people made $206 billion in purchases using their Visa debit cards. (You can read more by viewing Visa’s latest SEC Filing. These figures are for U.S. purchases only.) Also,…
Author: NCN
12 Months To A Fully-Funded Roth IRA
Are you a procrastinator? Good news. Even if you missed the first four months of 2009, you still have a full “year” to make contributions! That’s right. The contribution time-table runs from January 1, 2009 until April 15, 2010. For most folks, the annual contribution limit for a Roth IRA is $5000. (See IRS Publication 590 for complete information about…
The Negotiator
I hate face-to-face negotiations. So, in the past, I’ve paid full price for items that I’m sure I could have gotten for less, simply because I don’t like asking for discounts. Recently, however, I managed to to make two rather significant purchases, and I negotiated lower prices for both of them. Here’s how. Purchase #1 – A new grass trimmer.…