Happy New Year From No Credit Needed

I hope that you have a blessed and happy New Year!

2012 was an interesting year for me and my family.  On a personal level, it was one of the most fulfilling years of my life.  I have been encouraged in my professional and spiritual life – and I am very excited about 2013.

Blogging has changed a lot since I started No Credit Needed back in 2005.  I started the site over at “blogger” – and at that time, there were only a handful of us writing about our personal finances.  Now, there are thousands of sites – many posting multiple articles per week – with amazing content.

2013 promises to be a year of opportunities and challenges.  With the recent changes in our economy, I feel stronger than ever that debt reduction is a worthy topic for coverage.  I’ll do my best to continue to write easy-to-understand content – and link to awesome resources and websites.

Thanks so much for you continued readership.  You rock!