Number 4 – Shop Smart If you want to save money – and prevent those end-of-the-month how-are-we-gonna-make-it-worries – learn how to shop smart. Times are tough and money is scarce. Now is the time to become a conscious consumer. Use lists. When you go to the grocery store, make a list. When you prepare for Christmas shopping, make a list. …
Month: November 2008
Do Not Wait Until January 1st To Make Your Financial Resolutions
Let me urge you – Please don’t wait until January 1st to get your financial house in order. You do not need to rack up a mountain of credit card debt just to buy gifts! Instead, make your resolution today! You still have time to create a budget for next month. List your income, list your expenses, and see where…
Finding It Hard To Balance Finances And Fitness
As some of you aware, not only do I blog here, at No Credit Needed, but I also have a fitness blog, No. Calories Needed. Over the past month, I have really started to focus on my health (and losing weight). Currently, I’m down 12.6 pounds (as of yesterday) – and I’m going to the gym (at least) five times…