Are you ready to get out of debt? Awesome. Are you still using credit cards, even while trying to pay them off? Not Awesome. Here are my thoughts about breaking and addiction to credit – Give Cash A Chance – Instead of using your credit card for everyday purchases use cash. Try the envelope system and see how you do.…
Month: June 2008
I Pay Myself First – And Last – And All Along The Way
Here’s how I manage to fully-fund my 403(b) retirement account, my Roth IRA, save for my kids’ college, and maintain a healthy emergency fund. I pay myself first – Before I receive my monthly paycheck, a portion is withheld, equal to 1/12 of my annual 403(b) contribution. As soon as I receive my paycheck, I deposit it in my checking…
Introducing My Newest Site – 99 Changes
I am proud to announce the creation of my newest website – 99 Changes. As many of you know, I’ve been writing about personal finance and weight loss for several years. Now, I’m adding a new site to the mix, a site where I can write about a broader selection of topics. Please click here for more information about 99…