Savings

Not Much, But A Little Better: ING Direct Now 4.40%

I logged into my ING Direct account and was pleasantly surprised to see that they have raised the APY to 4.40%, up from 4.35%. Not a HUGE bump, but every little bit helps. Contact me for information about an ING Direct referral. You get 25 bucks, I get 10 bucks, and we both get a brand new rate of 4.40%!…

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Debt Reduction

Ramp Up Your Debt Reduction: 5 More Steps

So, you have your debt reduction strategy in place, and you are ready to ramp up your debt reduction with some advanced steps? Awesome. (If you do not have a solid debt reduction strategy, check this post out.) 1. Call your credit card companies and ask them to lower you interest rates. In many cases, your current company will bump…

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Debt Reduction

Ramp Up Your Debt Reduction: 5 Quick And Easy Steps

1. Make a list of your debts, with balances, interest rates, account names, and monthly minimums. 2a. List your debts, lowest balance to highest balance OR 2b. List your debts, highest interest rate to lowest interest rate. (2a will give you a quick emotional “boost” when you pay off that first, smaller debt… 2b will give you a “mathematical” advantage,…

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