Found this neat site: Visa Extras where you earn reward points for using your DEBIT card. The key is to use your debit card LIKE a credit card when you buy something. In other words, use it and sign a paper receipt instead of entering your pin number. Visa has deals with various banks, so check your bank. My current bank, SouthTrust, was purchased by Wachovia, and they both offer this service. It should be FREE. If your bank charges anything for this service, then I would not sign-up.