Category Archives: Debt Reduction
Reduce Debt and Save Money on Groceries
With so many of us focusing on improving our finances in 2012 – I thought it might be beneficial to link to a few of my favorite personal finance-related resources: Free Printable Grocery Store Price Book – I created this printable price book to track fluctuations in the prices of grocery store items. Download the [...]
No Fuss Debt Reduction
If you are ready to get out of debt – and you like to keep-things-simple – you have come to the right place! Here’s my simple plan for no fuss debt reduction. In just a few minutes, you can create an easy-to-implement debt reduction plan. Grab a pen, a sheet of paper, and your calculator. [...]
Take Back Control
Happy New Year! Here’s how I rid myself of consumer debt – and took back control of my financial future. (No gimmicks necessary…) First, I sat down with my wife and had an honest conversation about our finances. We talked about where we were, where we were headed, and where we wanted to be. This [...]
Debt Reduction Basics
I want to thank those of you who have been reading No Credit Needed for years – and welcome new readers. No Credit Needed is the story of our journey from “being in debt” to “being financially free”. Over the past six years, we’ve accomplished a great deal – but we still have so much [...]



