Category Archives: Debt Reduction

Reduce Debt and Save Money on Groceries

With so many of us focusing on improving our finances in 2012 – I thought it might be beneficial to link to a few of my favorite personal finance-related resources: Free Printable Grocery Store Price Book – I created this printable price book to track fluctuations in the prices of grocery store items.  Download the [...]

No Fuss Debt Reduction

If you are ready to get out of debt – and you like to keep-things-simple – you have come to the right place!  Here’s my simple plan for no fuss debt reduction. In just a few minutes, you can create an easy-to-implement debt reduction plan. Grab a pen, a sheet of paper, and your calculator.  [...]

Take Back Control

Happy New Year! Here’s how I rid myself of consumer debt – and took back control of my financial future.  (No gimmicks necessary…) First, I sat down with my wife and had an honest conversation about our finances.  We talked about where we were, where we were headed, and where we wanted to be.  This [...]

Debt Reduction Basics

I want to thank those of you who have been reading No Credit Needed for years – and welcome new readers.  No Credit Needed is the story of our journey from “being in debt” to “being financially free”.  Over the past six years, we’ve accomplished a great deal – but we still have so much [...]