Category Archives: Debt Reduction

How We Paid Off Our Credit Card Debt

Several years ago, my wife and I paid off our credit card debt.  Here’s how we did it – We changed our spending habits. We stopped using our credit cards and started using the envelope system. We started to have … Continue reading

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We Have Paid Off 20% Of Our Mortgage – October Update

My wife and I continue to work hard to payoff our home mortgage. As of the end of October 2013, my wife and I will have lived in our home for 3 years and 8 months. We have paid off … Continue reading

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Put That First Debt Balance In The Rear-View

After establishing an emergency fund, my wife and I began to eliminate our debt.  Here’s what we did. We made minimum payments to all of our creditors.  We never missed a payment and all payments were made on-time. We listed … Continue reading

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Mortgage Payoff Progress For June 2013

My wife and I continue to work hard to payoff our mortgage. As of the end of June 2013, my wife and I will have lived in our home for 3 years and 4 months. We have a conventional, fixed-rate, … Continue reading

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