Monthly Archives: December 2012

Mortgage Payoff Progress for December 2012 with Chart

My wife and I moved in to our new home in February of 2010. We have a conventional, fixed-rate, 15-year mortgage.  We recently reduced the interest rate on our mortgage. Our goal is to pay it off our mortgage in … Continue reading

Posted in Mortgage | 1 Comment

Plant A Garden

Last year, I planted a small garden. Throughout the spring and summer, we had fresh strawberries, butter beans, and onions. This year, I plan to expand my garden.  I will be adding a couple of raised beds – and trying … Continue reading

Posted in Saving Money, Video | 1 Comment

Travel With A Plan

I love the beach. When I retire, I want to live where 50 degrees is considered “cold weather” – and I can rock flip-flops 300 days a year. As it stands right now, a couple of trips to the beach … Continue reading

Posted in Family, Resources | Comments Off

Credit Cards On Pause

When my wife and I decided to get out of debt, we did three things. First, we created a simple to use zero-based budget. Second, we established an emergency fund. Third, we stopped using our credit cards. Essentially, we put … Continue reading

Posted in Credit | Comments Off