Noted

Thank You For A Great November

I want to thank my readers for visiting No Credit Needed during the month of November. Back when I started this site – way back in 2005 – I had no idea that I would connect with (and be inspired by) so many folks.  I’ve said it before, but it needs to be said again:  You rock! I also want…

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Budget, Savings

How To Save Money For A Mid-Range Goal

I am not a fan of borrowing money, so it’s important that I plan for and save for mid-range goals.  I would define a mid-range goal as any major purchase or expense that I might have to make in the next 2 to 5 years. Right now, we’re focusing on saving enough money to buy a newer automobile for me,…

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Home Maintenance, Saving Money

How I Save Money On Electricity

Over the past few months, I’ve been working hard to save money on our monthly power bill.  So far, here’s what I’ve done – I replaced most of the incandescent light bulbs in our house with compact fluorescent light bulbs.  I found a big box of compact fluorescent bulbs on sale at our local hardware store and quickly purchased them. …

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