Monthly Archives: September 2009

How To Save Money On Groceries

I’ll admit it.  I actually enjoy shopping for groceries.  I usually shop on Tuesdays and I try to go to the store when there are fewer customers shopping.  Over the years, I’ve learned how to save money (and a little … Continue reading

Posted in Basics, Saving Money | 10 Comments

The More Things Change, The More They Change

A little back-story for those new to No Credit Needed – Back in April of 2005, my wife and I decided to get serious and do something about our debt reduction.  As part of our plan, I created this website … Continue reading

Posted in Motivation | 8 Comments

Midnight Meanderings – Back To The Basics

Site Redesign – I’ve tweaked the look of No Credit Needed.  I hope you like the larger text and less-cluttered layout. From No Credit Needed – The first four articles in the Back to the Basics series – How To … Continue reading

Posted in Noted | 5 Comments

My Frugal Fix For The Broken Chair

We have this green chair that sits in our sun-room.  It’s a very comfortable chair and I like to sit in it when I’m studying my Bible or reading a book to the kids.  The fabric is in great shape … Continue reading

Posted in Frugality | 5 Comments