Monthly Archives: September, 2009
How To Save Money On Groceries
I’ll admit it. I actually enjoy shopping for groceries. I usually shop on Tuesdays and I try to go to the store when there are fewer customers shopping. Over the years, I’ve learned how to save money (and a little time) while shopping for groceries. Here’s what works for me – 1. Use a grocery [...]
The More Things Change, The More They Change
A little back-story for those new to No Credit Needed – Back in April of 2005, my wife and I decided to get serious and do something about our debt reduction. As part of our plan, I created this website to track our progess. After ten months of planning, working hard, sacrificing, dealing with setbacks, [...]
Midnight Meanderings – Back To The Basics
Site Redesign – I’ve tweaked the look of No Credit Needed. I hope you like the larger text and less-cluttered layout. From No Credit Needed – The first four articles in the Back to the Basics series – How To Eliminate Credit Card Debt How To Maximize Or Minimize Interest How To Stay On Track [...]
My Frugal Fix For The Broken Chair
We have this green chair that sits in our sun-room. It’s a very comfortable chair and I like to sit in it when I’m studying my Bible or reading a book to the kids. The fabric is in great shape – but two of the little legs on the bottom of the chair have become [...]



