Monthly Archives: May, 2009
Frugal 51 Weeks A Year
I’m on vacation with my wife and our kids. The weather is glorious – 85 degrees, sunny, slight breeze. The beach is beautiful and the kids are really enjoying the pool. When I’m on vacation, I’m ON vacation. I try not to check my email or worry about work. Instead, I focus on hanging out [...]
The Day It Clicked
I had a very interesting conversation with a good friend yesterday. We were talking about our finances (he reads No Credit Needed and I asked his permission to share a bit of our conversation with you guys) and he said – I think that the most important thing, no matter the system that you use [...]
10 Things To Do Before Creating Your Next Budget
Before you create your next budget or monthly spending plan – 1. Track your spending for one month. Use a spreadsheet, pen and paper, or online software, and track your spending for one month. Track all payments – including those made by check, debit card, cash, (and credit card, if you choose to use one). [...]
The NCN Podcast Is Back!
I sat down last night and recorded a new episode of the No Credit Needed Podcast. For those who are new to the podcast, or podcasting in general, a podcast is an Internet radio show. The show is free, and you can download it to your computer, listen to it via iTunes, or listen to [...]
