Monthly Archives: May 2009

Frugal 51 Weeks A Year

I’m on vacation with my wife and our kids.  The weather is glorious – 85 degrees, sunny, slight breeze.  The beach is beautiful and the kids are really enjoying the pool. When I’m on vacation, I’m ON vacation.  I try … Continue reading

Posted in Family, Frugality | 13 Comments

The Day It Clicked

I had a very interesting conversation with a good friend yesterday.  We were talking about our finances (he reads No Credit Needed and I asked his permission to share a bit of our conversation with you guys) and he said … Continue reading

Posted in Motivation | 10 Comments

10 Things To Do Before Creating Your Next Budget

Before you create your next budget or monthly spending plan – 1.  Track your spending for one month. Use a spreadsheet, pen and paper, or online software, and track your spending for one month.  Track all payments – including those … Continue reading

Posted in Budget, Money Management | 13 Comments

The NCN Podcast Is Back!

I sat down last night and recorded a new episode of the No Credit Needed Podcast. For those who are new to the podcast, or podcasting in general, a podcast is an Internet radio show.  The show is free, and … Continue reading

Posted in NCN News | 2 Comments