Monthly Archives: June, 2007

No Credit Needed Introduces Guest Author: Big Honkin

I’d like to introduce guest author, Big Honkin. Big Honkin and I are friends in the “real world” and I’ve asked him to contribute a series of articles to No Credit Needed. Big Honkin is at the same place I was about 3 years ago: He’s ready to get out of debt. Big Honkin has [...]

Seriously Considering Selling 3 Automobiles And Buying 2 More

My wife drives a 2000 Chrysler Town & Country minivan and I drive a 2001 Honda Accord. We also own a 1994 Ford F150 pickup truck. I’m seriously considering selling all three automobiles and buying two ‘newer’ vehicles. I really would like to own a ‘nicer’ full-size truck and my wife wants a ‘newer’ minivan [...]

Can We Both Fully Fund Roth IRAs?

I recently wrote a post about Roth IRA contribution limits. Reader Kara left the following comment: I have a quick question that I can’t seem to find the answer to. Are the Roth IRA limits simply doubled for a married couple? My best guess is that each person individually opens a Roth IRA and they [...]

How Much Money Have I Made Using Upromise?

Upromise (a site sponsor) offers cash back for purchases that I make online, at grocery stores, and at various restaurants. The money can be used to fund a 529 plan for your child’s college education. (Secret tip: You can elect to have Upromise send a check directly to you, instead of putting the money into [...]