Monthly Archives: April, 2007
It’s Me, It’s Me, It’s Earnest “T”
First person to tell me where the title of this post comes from gets a virtual “high-five”. I’ve been “away” from the blog for a few days, busy with “real” life. Normally, this is where most bloggers apologize for the “lack of posts”, but not me! I’ll just let you know that I’ve been very, [...]
Irregular Income And Unplanned For Expenses
I have created a budget based on our household income. My wife and I both receive monthly checks, so our budgeting process is pretty straightforward. Each month, we sit down and talk about our upcoming expenses, and the we allocate funds accordingly. We use cash for daily expenses, online bill pay to pay monthly bills, [...]
Mad Carpentry Skills (Roof Rafters!)
For those of you who have been following along, I’m building a playhouse for my little girl. It is 8ft by 12ft with 8ft standard walls. (I had no concept, when I started this thing, that an 8 by 12 building was so BIG!) I spent the better part of the afternoon framing the roof [...]
Evolution Of My Emergency Fund
When I first started getting out of debt, I created a bare-bones budget and a bare-bones emergency fund. I kept $1000 in my ING Savings account, and I only budgeted for “necessities”. After getting out of debt, I stuck with the “bare-bones” budget, but I increased my emergency fund to $20,000. Now that I have [...]



