Debt Reduction, Mortgage

Paying Off Our Mortgage – Update For February 2017 With Chart

My wife and I are working to pay off our fixed-rate, conventional, fifteen-year mortgage. Our goal is to eliminate our mortgage debt in less than 10 years.  We have been paying off our mortgage for 7 years now – and it’s cool to see more and more of our monthly payment go towards our principal.  I use a simple pie-chart to track our progress – and post our updates here at No Credit Needed. Having a visualization keeps us motivated!  Here’s a chart with details for our current progress –   The percentages above represent the amount of our mortgage we have paid – 42% – and the amount we still owe – 58%. Our process is pretty simple –…

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Home Maintenance

Day 3: The Shed Must Be Organized!

Several years ago, I purchased a really nice barn-style shed to store my lawn mower and a few tools. Since then, I have added a lean-to to the side of the shed – and now park my mower there. As of right now, the inside of the shed is literally over-flowing with tools, Christmas decorations, and an assortment of other stuff/junk. Before you think bad of me, allow me a few more details. I was recently gifted with a huge selection of power tools, fasteners, hardware supplies, and other belongs-in-the-shed type items – but I haven’t had the time to organized them. They’re just in the shed, ready to be sorted. That’s this week’s after-work project. Here’s a picture of…

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Resources

Deals On Stuff They’ll Love – And Use!

It’s that time of year – time to buy gifts for our friends and family.  I love giving gifts, I love saving money, and I would prefer that the gifts that I give be practical. I’ll skip over some of the more traditional gifts – and focus on things that can be used, year-long. Here are a few of the things I’m purchasing (or have purchased) this year: Click on the individual items for up-to-date pricing! The Zinus Memory Foam mattresss is awesome.  It is comfortable, holds its shape, and has more than 70% 5-star reviews.  We have one – and will be buying another, for our youngest. (This item is discounted, today!) The Coleman Quad Chair is perfect for…

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