Category Archives: Top 10
Top 10 Ways To Save Money – Number 2 – Live On A Budget
Let’s take ten minutes and create your new budget for December. Write down your expected monthly income. (Use your take-home pay.) Write down your expected monthly expenses. Include everything – gasoline, groceries, rent, mortgage, insurance, food, clothing, gifts, miscellaneous, cell phones, credit card payments, etc. Need help? Look over your bank statements from the past [...]
Top 10 Ways To Save Money – Number 3 – Avoid Paying Credit Card Interest
On February 6, 2006, I made the final debt reduction payment and finished paying off all of my debt. Since then, I’ve been living debt free. I do not make monthly payments to creditors. I do not pay interest to credit card companies. I am free to do what I want to do, when I [...]
Top 10 Ways To Save Money – Number 4 – Shop Smart
Number 4 – Shop Smart If you want to save money – and prevent those end-of-the-month how-are-we-gonna-make-it-worries – learn how to shop smart. Times are tough and money is scarce. Now is the time to become a conscious consumer. Use lists. When you go to the grocery store, make a list. When you prepare for [...]
Top 10 Ways To Save Money – Number 5 – Follow Through
Number 5 – Follow Through Okay. You’ve finally decided to get your financial house in order. You’ve worked through the numbers and sorted out your bills. You’ve filled out your budget – (My favorite? You Need A Budget) – and you and your spouse on the same page. There’s just one more thing you need [...]
