Tips

Reader Feedback Request – Alternative To New Couches

I have a few questions for you guys, my awesome readers.  First, a little information. My wife and I have a couple of couches.  Structurally, they’re both in great shape.  However, one of them has some damaged fabric on its arms, and the other has been faded by the sunshine.  We’d love to keep the couches – they’re both very comfortable – so there’s no real (non-cosmetic) reason to get rid of them.  At this point, we’re thinking about buying some slipcovers for the couches.  (We don’t sew, so we’ll have to purchase the slipcovers.) Now, the questions. 1.  Have you ever used a slipcover to improve the look of an old couch or loveseat? 2.  If so, how did…

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Tips

A Little Financial “Spring” Cleaning

I know.  I know.  It’s freezing cold outside and we are right smack-dab in the middle of winter – but I feel the need to do a little financial spring cleaning. First, I need to go through my filing cabinet and gather up all income tax-related documents.  W-2’s will arrive soon – and I want to file my taxes as soon as possible this year.  I also want to go through my old tax returns, label them, and store them in a more orderly fashion. Second, I’ll sift through the rest of my files, discarding any unnecessary documents, bill stubs, or letters.  Over the past four years, I’ve changed banks, cellular providers, satellite television providers, etc.  I just need to…

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Tips

Understand It Before You Do It – Today’s Quick Tip

Today’s Quick Tip – Understand It Before You Do It Before you make any financial decision, understand exactly what you are doing and why you are doing it. If you sign up for a credit card, understand the card’s terms and conditions. If you take out a mortgage, understand the mortgage’s terms and conditions. If you make an investment, understand the potential risks involved. If you buy and insurance policy, understand how the policy works and what it covers. You get the point.  Imagine that you have two jobs.  First, there is the job that you do for someone else – the job you do for your boss and for your customers.  That’s the job that pays you your salary. …

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