Tips

List This

Do you have 30 minutes? Then you have time to complete at least ONE task that you have been putting off. In fact, if you really focus your energy, you might be able to take care of SEVERAL little tasks in a very short amount of time. Here are some things you can do, rather quickly, when you have a few extra minutes: Scrounge for change. Check the cushions, golf bag, glove box, old purse, etc. You will be surprised by just how much lose change you have just lying around. Need to make a minimum credit card payment? I’ll bet you have enough money in your kitchen junk drawer! Clean out your sock and/or underwear drawer. WHY? Because, a…

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Tips

Struggles and Fixes Part 1

Wow, almost everyone I know is broke! And I mean everyone! I have friends who earn a lot, and friends who earn a little, and they all have one thing in common. They are broke. They have tons of debt. They do not have budgets, and they do not know “where their money goes.” They are not planning for retirement, they have too little insurance, and they live pay-check to pay-check. Seriously, regardless of income, all of my friends struggle with their personal finances. I have had the opportunity to “council” a few of them, and here are the words of advice that I give. Some are starting to take this advice, others are pondering it, and still others ignore…

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Tips

You Can Do That?

Yes, You Can… I get asked this question all the of time, whenever I am talking about paying off my credit cards. I will tell people that you can pay more than one payment per month, and they say…You can do that? Yes, You can… The same goes for mortgages, car payments, etc. Just use an online bill pay service, and send multiple payments. Include account number, and indicate that anything over the minimum is to go towards principal. That simple. In fact, for a while, I was sending 5.00 dollars A DAY to one of my credit cards. WHY? I just thought it would be cool. Other strange things I do? Well, sometimes I pay my phone or satellite…

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