Category Archives: Savings
Day 1 Of 33 Days And 33 Ways To Save Money And Reduce Debt : Eliminate Fees
Click here to read all of the 33 Days And 33 Ways To Save Money And Reduce Debt posts. Day 1 : Eliminate Fees Check your last bank statement. Are you paying an account maintenance fee? How about ATM-related fees? Are you paying for banking services that you aren’t using? Do you have a savings [...]
Reader Poll: Short-Term Savings
I’m interested in knowing, “How much money do you keep in short-term savings?”, but the more I think about that question, the more difficult it becomes to define “short-term savings”. So, I’m asking you to do two things. First, take a second to answer the poll question and second, leave a comment and let me [...]
The 88th Edition Of The Carnival Of Debt Reduction Hosted By No Credit Needed
Welcome to the 88th Edition of the Carnival of Debt Reduction. If you are new here, I’m “NCN” which stands for No Credit Needed. My long-term personal finance goal is to live my life “No Credit Needed”. I’m trying to live my life without ever borrowing money! Before you read any further, take a second [...]
Breaking Down A Goal Into Micro-Goals
I’m a big fan of creating personal finance goals. I like to create a goal and then break that goal down into manageable micro-goals. As an example, let’s say that I wanted to save $12,000 (a rather large sum of money) next year. My initial goal would look like this: In 2008 I will save [...]
$48000 Goal Update: 4 Months (Repaying Myself)
CLICK HERE TO WATCH MY SEGMENT ON CHANNEL 2 WSB ATLANTA WITH CLARK HOWARD This year, I am trying to save $48,000 dollars. $48,000 represent 60% of our household gross income. To read more about my goal and to see what I’ve managed to save, so far, click the category link labeled $48000. Last month, [...]