Category Archives: Savings
Updating My Non-Retirement Savings Chart
One of my goals for 2008 is to rebuild my non-retirement savings. In 2007, we purchased a new-to-us minivan and in early 2008, we had a new baby (and purchased several baby-related items). These expenses worked together to dramatically reduce our non-retirement savings and I’ve been working diligently to rebuild them. I just made a [...]
I Pay Myself First – And Last – And All Along The Way
Here’s how I manage to fully-fund my 403(b) retirement account, my Roth IRA, save for my kids’ college, and maintain a healthy emergency fund. I pay myself first – Before I receive my monthly paycheck, a portion is withheld, equal to 1/12 of my annual 403(b) contribution. As soon as I receive my paycheck, I [...]
Guest Post: DebtFree-Revolution And The NCN Network
As many of you know, not only do I blog here at No Credit Needed, I also manage the No Credit Needed Network. Over at the Network, members can create a personal finance goal and track their progress. Those members who have websites can post their progress charts on their websites. Recently, NCN Network member [...]
Rebuilding My Non-Retirement Savings (Mid-February Update)
One of my goals for 2008 is to rebuild my non-retirement savings. As of February 18, the balance in my non-retirement savings is $4,500. My goal for 2008 is $16,000. With the new baby on the way, I feel that it is important to have some extra cash ‘on hand’. With that in mind, I [...]
