Automobiles, Savings

Planning To Replace My Old Car

I own a 2001 Honda Accord.  It’s a great little car, and even though it’s a decade old, it still gets really great gas mileage.  The paint and the interior are both in pretty decent shape, despite the fact that the right-front panel was recently damaged and repaired.  I like the car, but with growing kids and the fact that…

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Savings, Tips

The Savings Sweep – Today’s Quick Tip

Today’s Quick Tip – The Savings Sweep At the end of each pay cycle, right before I receive a paycheck, I’ll do a savings sweep.  I take a peak at my monthly budget, notice any categories where I might have “left over” money, and sweep that money from my checking account into my savings account. Benefits of Today’s Tip –…

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Savings

Rebuilding Cash Reserves

I have made a (temporary) change to the amount I contribute to my 403(b) retirement account.  After making a few major purchases, it’s time to rebuild our cash reserves. Our income has been down, just a bit, as compared to this time last year – and expenses have been up.  We now have three kids, and our youngest is still…

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