Category Archives: Savings Story
Reworking My Savings Goal And Thinking About Buying A House
Currently, we live in a house provided by my employer. We love our house, but at some point in the future, we’ll want to buy our own house. To that end, I’ve created a new savings goal. For the past six months, I’ve been tracking housing costs in our local area. We have picked out [...]
Baby Steps Rock But It’s Also Fun To Crawl And Run
I’m a huge fan of Dave Ramsey and his “Baby Steps” (pdf). I love the way that he sets out seven, basic steps for debt reduction, retirement, and financial security. Personally, I think that the most important Baby Steps are the first two: Have a $1000 mini-emergency fund and then use a debt snowball to [...]
What A Difference 13 Months Can Make
I have 8300 dollars in my savings account. I have 8300 dollars in my savings account. I HAVE EIGHTY THREE HUNDRED DOLLARS IN MY SAVINGS ACCOUNT!!!!!!! Now, this may or may not be a big deal to you, but for me, this is HUGE. Until last year, I was in debt, had no savings, and [...]
Savings At 7000… Oh Yeah… I’ve Been Here 1 Year
So, in all the hustle and bustle of maintaining the 3 sites, working, parenting my 2 kids, enjoying my marriage, and leading FPU at our church, I MISSED my 1 year anniversary here at No Credit Needed! My first post was April 6, 2005, and if you want to check out my beginning debt balances, [...]
