Category Archives: Resources

Lawn Mower Maintenance

After two weeks of very cold weather (for us), the temperatures have returned to “normal”.  It’s in the mid-50′s and perfect weather for doing a little yard work. Back in April, I purchased a lawn mower.  I really, really like my lawn mower, and since it has mulching blades, I use it to mulch pine [...]

You Need A Budget – Success Story From NCN Reader James – YNAB

No Credit Needed reader, James, uses the You Need A Budget budgeting system to manage his household finances.  He recently sent me an awesome email and I’m happy to share it with you: I don’t believe that I have ever taken the opportunity to thank you for mentioning YNAB on your blog. For it was [...]

Financial “Spring” Cleaning Is In The Air

As I mentioned in the previous post, I’m going through my financial documents and doing a little financial “spring” cleaning.  Granted, it’s the middle of winter, but it’s a great time to get my things in order. Taking a break for a bit of lunch, I surfed over to Twitter (click to follow yours truly) [...]

Debt Reduction Tools And Calculators

For those who are ready to get our of debt, here’s a list of debt reduction resources – Debt Snowball Calculator over at What’s The Cost – This free online tool will help you quickly create a debt repayment plan. iPhone and iPod Touch Debt Snowball Application – Created by Blunt Money, this application, which [...]