Category Archive: Noted

Getting Ready For 2014

It’s almost Christmas!  I cannot believe (he says, in old-man voice) just how quickly this year has flown by.  It’s almost 2014.  Wow.

This year has been an interesting year for our family.  We continue to move forward with our financial plan – paying off mortgage and saving for the future – and we are excited for the next year.

My wife and I have created a list of financial goals for 2014.  I’ll share details in a future post, but they include: (continuing) to eliminate mortgage debt, increasing side-income (is that a word?), and saving for the purchase of a car (for our oldest, who is now 14!).

I want to thank you for continuing to read No Credit Needed.  Posting has been sporadic, as we all adjust to my new work schedule and our busier-than-ever-yet-very-blessed lives.  Thanks for hanging in there.  You guys rock!

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Cool Posts – Tax Holidays – Visualize – Celebrate

Here are this week’s cool posts from my fellow personal finance writers -

Financial Ramblings has compiled a list of the 17 states that are observing some form of state sales tax holiday in 2013.  School is just around the corner and it’s time to buy school supplies.  We take advantage of our state’s sales tax holiday each year.

Girl Meets Debt had one of those awesome moments of pride that come during the debt repayment process.  It’s always exciting and encouraging to see others reducing debt and having victories along the way.  Rock on!

Thrifty Dad compiled a great list of ways to track debt and to visualize the debt reduction progress.  Long-time readers will remember the simple pie-chart that we used when tracking our debt reduction here at No Credit Needed.  Now, there are several ways to both track and visualize debt.  Pretty cool.

Thanks for checking out this week’s cool posts – and don’t forget to follow me on twitter @NCN.  Be blessed.

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Working On Website

It has been several years since I changed the look of No Credit Needed.

In an effort to simplify things, I have removed much of the clutter from the side-bar, changed the layout, and removed unnecessary code.

I like the new green and gray color scheme.

I may or may not update the header with a new graphic.  Right now, I’m digging the super-simple interface of this theme.

Check the site out – and feel free to leave a comment with your thoughts on the new look.  Be blessed.

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Happy New Year From No Credit Needed

I hope that you have a blessed and happy New Year!

2012 was an interesting year for me and my family.  On a personal level, it was one of the most fulfilling years of my life.  I have been encouraged in my professional and spiritual life – and I am very excited about 2013.

Blogging has changed a lot since I started No Credit Needed back in 2005.  I started the site over at “blogger” – and at that time, there were only a handful of us writing about our personal finances.  Now, there are thousands of sites – many posting multiple articles per week – with amazing content.

2013 promises to be a year of opportunities and challenges.  With the recent changes in our economy, I feel stronger than ever that debt reduction is a worthy topic for coverage.  I’ll do my best to continue to write easy-to-understand content – and link to awesome resources and websites.

Thanks so much for you continued readership.  You rock!

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