In an effort to better organize my own thoughts, my various sites, and the content found here at No Credit Needed, I will introduce a new, experimental blogging schedule. The experimental schedule will start Monday morning and continue until the following Sunday evening, upon which time I shall determine whether or not I shall continue with the experimental schedule. The schedule shall be as follows:

9:00 AM I shall compose and publish a debt reduction post, focusing on basic techniques for getting out of debt.

11:00 AM The 11 o’clock hour shall be dedicated to a post about my own personal finances. Topics included in the 11:00 AM post shall include (but not be limited to) spending habits, savings goals, and personal progress.

2:00 PM I shall discuss various other personal finance sites, deals, blogs, and news.

5:00 PM In an effort to broaden my understanding of the financial markets, I shall attempt to write a post about my investments, my investing goals, and the day’s market news.

10:00 PM The final post of the day will be reserved for miscellaneous discussions, personal items of interest, or simply general information. Also, I shall mention any posts that I have written for my blog or any “guest posts” that I may have written for other blogs.

I shall, of course, reserve to the right to write a post about anything at anytime, but I hope to provide, primarily for myself, some STRUCTURE. I have created categories associated with the above mentioned times. (On Tuesday, I shall be hosting the Festival of Frugality, and I shall post it according to its regularly appointed schedule.) Using the word “shall” so many times has given me a headache.

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Starting Monday, More Posts, More Often, More Content

I’ll shorten my reviews, and only make comments if a commercial happens to catch my attention. So far, the commercials from the first-half have been all-but-forgettable.

Etrade: A pretend bank robbery? In this age of terrorism? Classless D-

Coca Cola: Graphics-laden commercial. C

Bud Light: Gorillas want beer? Yay… Again, do only idiots drink bear? D

Revlon: Sheryl Crow uses Revlon. Actually a pretty decent commercial. B-

CareerBuilder.Com: Better than the first one. The office is a “jungle”. We get it. C-

Taco Bell: Two Lions talking about Tacos. Pretty funny. B-

Van Heusen: A bunch of good looking guys and gals, and some clothing. Wow, original. C

Toyota Tundra: Another “breaks” commercial. I’m actually starting to like these commercials. B-

Emerald Nuts: Robert Goulet and a way to fight off the afternoon “drowsiness”? Great commercial. I might actually want to check into these Emerald Nuts. Funny and unique! B

T-Mobile: Charles Barkley as Dwayne Wade’s “Dad”! Pretty good. Smart. B-

FedEx: Mr. “Turkey-Neck”! Brilliant! FedEx gives you the impression that “ground” shipping is still fast. Good job. B-

Nationwide: Finally! A funny, hip, good commercial. And it stars… Kevin FEDERLINE! WHAT! I may be going insane, but THAT will be the commercial that people are talking about tomorrow. A-

Bud Light: Guy with axe and Bud Light. Again. Idiots drink Bud Light. I miss those frogs. C-

Ford Truck: Farm Equipment and a Welder. Plus ZERO percent financing. I can’t wait… (sarcasm…) A COMPLETELY unremarkable commercial. C

Huddle House: The HUDDLE HOUSE just ran a SUPER BOWL commercial. I’ll give them a B, but I think that this was just local.

Budweiser: Sand Crabs move a cooler, which they then worship. Unique? I guess. C

Prudential: Plan for a “rock-solid” future. Okay. Nothing special. C

Honda CR-V: A car and some loud music. Someone got paid to create this junk. C-

(At this point, I’ve given up all hope that I’m actually going to see a “Super Bowl-Worthy” commercial. Sigh…)

HP: I’m supposed to take computer advice from the O.C. Chopper guys? C

Izod: Pretty people, pretty clothes. C-

Budweiser Select: JayZ and Don Shula. Cool graphics. This was the best of the “beer” commercials so far. B-

(There are 9 minutes to go in the game. The Bears need to pull Grossman.)

Flomax: At least they actually tell you what the product does. I’m not big on pharmaceutical commercials, but this one gets the point across. A solid B

Etrade: Things you can do with one-finger. Okay, kinda funny, a little vulgar. B-

CareerBuilder.com: The funniest of these unfunny commercials. C

Honda: Is it me, or is it “ironic” that the most fuel efficient car company created a commercial where they drive a bunch of cars to.. nowhere… thus unnecessarily using up fuel? Just thought I’d take a second and point that out. C

Snapple: “It’s on the back of the bottle”. Pretty funny. Solid B

—The Game Is Over—

A boring game, with boring commercials. The Sprint commercial was pretty funny, as was the Emerald Nuts commercial. I’ll forget both by next Sunday. I’m going to bed.

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Super Bowl Commercials Review Second-Half

I reviewed and wrote about THIRTY first-half commercials, and I can only remember one! The Sprint commercial was pretty funny. I was looking forward to reviewing the commercials, but most of them have been… forgettable? At 2.5 MILLION dollars a spot, I’ve just watched 75 MILLION dollars worth of commercials, and I remember (barely) one of them. What a complete waste! No one mentions price, value, or gives you a REASON to purchase their products. Silly, really. The game itself is okay, but BOTH teams look nervous and out of sync. Are these REALLY the two BEST teams in the NFL? Also, who thought that PRINCE should do the halftime show? He was cool… when I was nine… The rest of the reviews will be really, really short, unless something catches my eye.

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Super Bowl Commercials First-Half Summary

Product: Sprint Mobile
Commercial: Connectile Disfunction! Edgy, smart, funny, great!
Impact: HAHAHAHAHAH
Information: Power UP! Finally, a funny commercial!!! No real information, but they got their point across.
Will I buy? No, I’m locked into a 2-year contract. But a good commercial.
Would I remember this commercial? Yes
Was this commercial a waste of money? NO!
Overall Commercial Grade: B+

Product: Lays
Commercial: Celebrating Black History
Impact:
Information:
Will I buy?
Would I remember this commercial?
Was this commercial a waste of money?
Overall Commercial Grade: I’ll not grade a “non-commercial” commercial.
Product: Coca Cola
Commercial: Senior citizen drinks coke and does all the things he’s “dreamed” about doing.
Impact: Pretty funny. But nothing original.
Information: No real information.
Will I buy? Not based on this commercial.
Would I remember this commercial? I might… nah…
Was this commercial a waste of money? Nope
Overall Commercial Grade: C

Product: Local commercial for “Freeway Auto Credit”.
Commercial: I have no idea how a local business got to put on a commercial during the Super Bowl.
Impact: This was a cheesy commercial focused on people who “need credit”. Pretty ironic!
Information: All you need to “get credit” was a job or a pay stub.
Will I buy? No
Would I remember this commercial? Yes, but only for its tackiness (and borderline racist nature…)
Was this commercial a waste of money? Not for this company. They got a SUPER BOWL commercial!
Overall Commercial Grade: D-

—Several “old” commercials. No reviews—

—I’m fast-forwarding through the halftime show—

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Super Bowl Commercials Reviews #27, #28, #29, #30

Product: CareerBuilder.com
Commercial: The office is a jungle?
Impact: Bleh. You hate your job, use CareerBuilder.
Information: A little. If you have this AWESOME audience, why not name a flipping PRICE!!!
Will I buy? Nope
Would I remember this commercial? Nope
Was this commercial a waste of money? Yep
Overall Commercial Grade: D

Product: Doritos
Commercial: Customer and clerk fall in love?
Impact: Kinda funny. I guess.
Information: Nah
Will I buy? Nope
Would I remember this commercial? Not really.
Was this commercial a waste of money? Yep
Overall Commercial Grade: C-

Product: Chevy HHR
Commercial: Pretty funny commercial with rap music and a bunch of guys taking their shirts and pants off.
Impact: Haha.. yeah, that was funny… yeah.. that… was.. fun…
Information: I have no idea what an HHR is.
Will I buy? Nope
Would I remember this commercial? Maybe. It was funny, but not funny, funny.
Was this commercial a waste of money? Probably.
Overall Commercial Grade: C

Product: Bud Light
Commercial: Fist bump replaced by slapping.
Impact: Mildly amusing.
Information: Seriously, do ONLY idiots drink Bud Light? If I were a Bud Light drinker, this would make me change beers.
Will I buy? No, and neither should any self-respecting human being.
Would I remember this commercial? Yes, but only for its sheer stupidity.
Was this commercial a waste of money? Yes
Overall Commercial Grade: C-

Product: King Pharmaceuticals
Commercial: A “heart” is attacked by various diseases.
Impact: Pretty good commercial!
Information: Good commercial, but I’ve already forgotten the website address that was given.
Will I buy? Nah
Would I remember this commercial? The visual, but the company name and website were only shown briefly.
Was this commercial a waste of money? Yes, but just barely. They should have had the info on the screen longer!
Overall Commercial Grade: C+ (Would have been a B if they’d actually shown the product!)
Product: General Motors
Commercial: Robot gets fired? AND commits “suicide”?
Impact: I don’t think Detroit should be making commercials like this, considering the fact that many REAL employees have been fired and face real emotional problems. Quite frankly, a bit disturbing.
Information: GM’s employees are worried about quality?
Will I buy? No
Would I remember this commercial? Yes, but only because it bummed me out.
Was this commercial a waste of money? Hmmm..
Overall Commercial Grade: C

Product: Coca Cola
Commercial: Coca Cola Celebrates Black History.
Impact:
Information:
Will I buy?
Would I remember this commercial?
Was this commercial a waste of money?
Overall Commercial Grade: I will not grade a “non-commercial” commercial.

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Super Bowl Commercials Review #20, #21, #22, #23, #24, #25, #26

Product: Godaddy.com
Commercial: The girl in the white shirt and the guys in suits… plus the dudes from O.C. Choppers
Impact: Not even funny this year.
Information: You can get a domain for $1.99. Big-ups to all the nerds watching the Super Bowl.
Will I buy? Nope.
Would I remember this commercial? No. It wasn’t even funny like the last 2 years.
Was this commercial a waste of money? Yep
Overall Commercial Grade: D-

Product: Coca Cola
Commercial: Take off on those violent video games with a twist.
Impact: Pretty cool commercial.
Information: None, but kinda inspirational.
Will I buy? I already drink diet coke. No new reason TO drink, or NOT to drink.
Would I remember this commercial? Nah
Was this commercial a waste of money? Hmm…
Overall Commercial Grade: B

Product: Budweiser
Commercial: Hungry dog, scared, sees other dogs doing well… pretends to be dalmatian to get love.
Impact: Ehh…
Information: None.
Will I buy? Nope
Would I remember this commercial? Nope. It went for the “heart”… but it’s a beer commercial.
Was this commercial a waste of money? Yes
Overall Commercial Grade: C-

Product: Garmin GPS
Commercial: GPS super hero vs. evil map!
Impact: Pretty awesome commercial!
Information: Best commercial so far. Funny, and I feel like Garmin = GOOD GUYS!
Will I buy? I’d love a GPS, and Garmin is the GPS name I’m familiar with. This made them look “big time”.
Would I remember this commercial? Probably.
Was this commercial a waste of money? No!
Overall Commercial Grade: B+

The game is getting better, but still so sloppy. I cannot BELIEVE that they let Hester return that kick. The weather looks yucky, but is it THAT bad? I’m mid-way through the second quarter.

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Super Bowl Commercials Reviews #16, #17, #18, #19

Product: Snickers
Commercial: Two guys “kiss” as they eat a Snickers.
Impact: Nothing
Information: I did not learn anything about Snickers, or their candy bar.
Will I buy? I like Snickers, but this commercial was silly.
Would I remember this commercial? Nope
Was this commercial a waste of money? Yep
Overall Commercial Grade: C-

Product: Schick Quattro Titanium
Commercial: You’ve seen it already. Nothing new.
Impact: None.
Information: It has multiple blades and it shaves close.
Will I buy? Not b/c of this commercial
Would I remember this commercial? Nope
Was this commercial a waste of money? Yep
Overall Commercial Grade: C

Product: Chevrolet
Commercial: Various people sing songs about Chevrolet
Impact: Pretty cool commercial.
Information: Not much, but a lot of cool cars.
Will I buy? Again, no new cars, but they sure did make the cars look nice.
Would I remember this commercial? Yes
Was this commercial a waste of money? Not really. A well-made commercial that came off classy.
Overall Commercial Grade: B

Product: Bud-Light
Commercial: Carlos Mencia teaches comedy to people who do not speak English.
Impact: Racist? Yes Funny? Almost..
Information: None
Will I buy? Nope
Would I remember this commercial? Nope
Was this commercial a waste of money? Nope
Overall Commercial Grade: C

Product: Late Show with Letterman
Commercial: Funny, with Dave and Oprah snuggled on the couch.
Impact: Funny, if you know their history together. Oprah, Uma. Uma, Oprah.
Information: None, but funny.
Will I buy? Maybe
Would I remember this commercial? Yep
Was this commercial a waste of money? I don’t know. People watch what they watch, right?
Overall Commercial Grade: B

The game is getting a little better. Sloppy, but with big plays.

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Super Bowl Commercial Reviews #11, #12, #13, #14, #15

Product: Toyota Tundra
Commercial: Great commercial! Visually stimulating and informative, with a twist at the end.
Impact: Powerful! You see the speed, and then see the safety of the breaks.
Information: Pretty decent. Even non-truck people could see the impact of better breaks.
Will I buy? No, but if I were going to buy a new truck, I’d look into a Toyota, partly b/c of the information from this commercial.
Would I remember this commercial? Maybe
Was this commercial a waste of money? No
Overall Commercial Grade: B
Product: FedEx
Commercial: People on the moon need to ship packages.
Impact: Blah
Information: None
Will I buy? Not b/c of this commercial
Would I remember this commercial? Nope
Was this commercial a waste of money? Yep
Overall Commercial Grade: C-

Product: Bud Light
Commercial: Auctioneer officiating wedding.
Impact: None
Information: Idiots drink beer and make fun of sacred events?
Will I buy? Nope
Would I remember this commercial? Nope
Was this commercial a waste of money? Yep
Overall Commercial Grade: D- (Marriage is an important event, and making fun of it to sell beer is pretty lame.)

Seriously, these are the worst commercials ever. Maybe they’ll get better after halftime? We’ll see. The game’s not that great either.

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Super Bowl Commercial Reviews #8, #9, #10

Product: Salesgenie.Com
Commercial: Cocky guy and dumb blonde?
Impact: Negative. I will never use this product.
Information: Get sales leads? I have no idea what this means.
Will I buy? NO!
Would I remember this commercial? Yes, but only b/c it is so stupid.
Was this commercial a waste of money? I hope so.
Overall Commercial Grade: F- (This is the worst commercial in television history, period.)

Product: Sierra Mist
Commercial: Pretend karate Class
Impact: Kinda funny.
Information: Sierra Mist is good?
Will I buy? Probably not.
Would I remember this commercial? No
Was this commercial a waste of money? Maybe
Overall Commercial Grade: C-

So far, these commercials are VERY, VERY boring, and I might stop doing these reviews!

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Super Bowl Commercial Reviews #6, #7

Product:
Commercial: Sierra Mist Free
Impact: Pretty Funny commercial featuring a “beard-comb-over” and a dude in shorty shorts.
Information: Limited.
Will I buy? Not based on this commercial.
Would I remember this commercial? Best commercial so far, but nothing memorable.
Was this commercial a waste of money? Ehhh..
Overall Commercial Grade: C+

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Super Bowl Commercial Review #5: Sierra Mist Free