Category Archives: Motivation
Bossing Myself Around
Having read countless articles about personal finance and money management, I’ve come to the following conclusion. The best thing that I can do to insure that I have a sound financial future is to be a better boss – of myself. Allow me to explain. About four years ago, after spending almost 15 years working [...]
The More Things Change, The More They Change
A little back-story for those new to No Credit Needed – Back in April of 2005, my wife and I decided to get serious and do something about our debt reduction. As part of our plan, I created this website to track our progess. After ten months of planning, working hard, sacrificing, dealing with setbacks, [...]
How To Stay On Track
Lets be honest: This whole debt reduction / saving money / getting our finances together thing can be difficult / boring / exhausting. Perhaps, there are some steps that we can take to stay (or get back on) track – even as we push through those difficult / boring / exhausting days. 1. Start with [...]
Micro-Goals And Staying Motivated
I’ve been thinking about motivation. Where does it come from? How can it be maintained? My primary motivation to get out debt was born out of a desire to have more control over my life. To be frank, I was tired of living with the constant burden of interest payments. Deciding to do something about [...]
