Category Archives: Motivation
When all is Said and Done, it is the Done that Counts
When all is said and done, it is the done that counts. Lots of folks spend their time talking about their problems, especially their financial problems. Only a select few ever commit to the task of fixing those problems. The talking is important, but only if it actually leads to real changes. Decisions must be [...]
Starting Over With Debt Reduction
As we zoom towards the new year, I thought it might be beneficial to write a few posts about “starting over” – and finding renewed enthusiasm for both debt reduction and saving money. It’s easy to lose our initial zeal for debt reduction. Making extra payments, and the more extra payments, and then more extra [...]
We Are Living Debt Free – 5 Years And Counting
As I mentioned in yesterday’s post, my wife and I just celebrated our fifth year of living debt free. Here’s how our decision to get out of consumer debt changed our lives: We do not pay interest. We earn it. This one is pretty obvious. Instead of paying interest to various credit card companies or [...]
More Than Just The Numbers
Sometimes, money management is about the numbers, the percentages, and the rates. Often, however, it is about attitudes, choices, and behaviors. When it comes to staying motivated, and moving forward, here’s what works for me: I consult the Scriptures and pray about our finances. As a Christian, every area of my life is important to [...]



